Ireland — emergency fund in months of expenses
Emergency fund months
These are example numbers — change them. Not advice.
How many months of essential expenses your rainy-day cash covers. Numbers update as you type.
€
€
€
Target band
3–6 months — fixed in this version
Essentials only — rent/mortgage, food, utilities, transport, minimum debt. Not advice.
Result
You have 3.0 months covered
Inside the common 3–6 month band
Rainy-day cash
€7,500
Monthly essentials
€2,500
Months to rebuild to 6 months
About 38 months to reach 6 months at this surplus